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In the United States, students generally enroll in college from age 17 or 18 until they are 21 or 22. These ages are certainly a most active part of anyone’s life. It is a time for adventure and to explore one’s surroundings, if not indeed the world. It is a time for trying out everything and discovering new experiences. And of course, it is a time for studying.

A college student does not solely spend his time cramming for the next day’s exams, or preparing terms papers and book reports, and conducting researches. He spends as much time with his peers going places and having fun. He may even have a part-time job at the neighborhood deli to pay for a vacation in a place where his parents would not want him to go. In between, he eats an unhealthy diet, have too much beer, exercises irregularly, if at all, fails to clean up his room, and perhaps smokes a few packs of cigarettes.

These are bound to tax his bodily systems and eventually lead to health problems. It is for this reason that a college student health insurance plan is deemed by many to be a sound investment, almost as much as the tuition fees that have to be paid. Although colleges often have their own physicians, an insurance policy allows a student to choose his own doctor and the kind of medical service that suits him.